Mukhyamantri Mahila Utkarsh Yojana Gujarat 2020-21

The Chief Minister Women Upliftment Scheme’ would be gifted to Gujarat’s women power on Prime Minister Mr. Narendrabhai Modi’s birthday falling on 17th September, 2020. Under this revolutionary scheme over 10-lakh women would be given a financial loan at ‘zero’ per cent interest.

Under the ‘Chief Minister Women Upliftment Scheme’ total one lakh ‘Joint Liability and Earning Women Groups’ would be setup in the state. Of which, 50,000 groups would be made in rural areas and 50,000 groups in urban zones. Each group would be consisting of 10 women as partners. Each group would be given a loan of Rs. One-lakh. Thus, 10-lakh women would be given loans, in phase manner, in total amounting to Rs. 1,000-Crore.

These loans would be made available to these women groups through nationalised banks, cooperative banks and the RBI approved financial institutions. The Chief Minister has urged the banking sector to join enthusiastically in this women’s welfare scheme. In this context, the state government would also sign a MoU with the banks in near future.

Besides this, the state government has decided to waive the stamp duty on these loans. And, for this purpose a budget of Rs. 175-Cr has also been allocated by the state government, the Chief Minister said.

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Mr. Rupani expressed determination that as the Gujarat’s women who brought ‘White Revolution’ through animal husbandry; they would also become ‘Economically Aatmanirbhar’ (Economically Self-dependent) by initiating small, independent business or ‘Gruh Udhyog’ with the assistance of this loan.

A provision has also been made in the scheme that NGOs, which are working for welfare and upliftment of the women, could also take benefits of the scheme for their women members.

It should be noted here that during the financial year of 2019-20 as many as 45,404 self-help women groups (Sakhi Mandals) had availed loans of Rs. 428.72-Cr for their 4.25 lakh women members. The scheme would be implemented in rural areas by ‘The Gujarat Livelihood Promotion Company’, owned by Rural Development Department, Government of Gujarat. Similarly, the scheme would be implemented in urban areas by ‘The Gujarat Urban Livelihood Mission’ of Urban Development Department, Government of Gujarat.